Does anyone have Direct Med medical insurance from AIG?

Discussion in 'The Bench' started by nailheadina67, May 29, 2007.

  1. nailheadina67

    nailheadina67 Official Nailheader

    If so, are you satisfied with it?

    I signed us up for it, because the insurance we had was just way too expensive. I have my doubts that insurance that costs $179 a month is any good, but I'll try it. The only thing is that it does not have "catastrophic" coverage....so in other words if I come down with cancer or become hospitalized for some reason I'm left holding the bag. I also hope I never need an MRI, that's not covered. I'm thinking of getting a seperate policy for catastrophic coverage from another carrier with a high deductible.

    Good thing is that is has dental which pays 50%, our old insurance didn't have dental at all. It has prescription, which is a $15 co-pay for generics. It also has accidental death and dismemberment coverage and a 6 month disability rider worth $500/month. It even pays for an ambulance or helicopter if I ever need one. (again) :laugh:

    I'm just looking for other people who also have this insurance, I hope I didn't just make a big mistake.:Dou:
     

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