My car is insured with Hagerty with classic car insurance and thus not a daily driver. I know a lot of u fellows use your old Buicks as daily drivers? How do u insure them? With just regular insurance (liability, collision(?), fire&theft(?)). Now what value is your car insured - depreciated value like newer cars which would mean your car is worth almost zero? Comments.
when I restored the wife's 72 ragtop (a frame off) that we wanted to drive daily kind of, due to the mileage driven I was restricted on classic car insurance. So for my regular insurance company to honor the value I had to present a written appraisal on the car. At that time Richard Lassiter did them and maybe still does them. But with that appraisal they insured it with full coverage like a new car. That was with Allstate. You need to ask your insurance company what they require. Fernando
With a certified appraisal most insurance companies will offer full coverage to an older rig. I'm sure Brad Conley can offer some insight.
Hi, I put stated value on my older cars and no restrictions about use, also have standard plates, as if you run year of car plate or historical plates they limit your usage. In 08 I bought my 65 Special in NC where I was doing contract work, and every other week I was heading home 1600 miles round trip so collectors car insurance was useless as they all had a 2500/year limit, so the stated value worked out, daily drove the car for 3 years and every summer in MI for a number of years. Regards, Jim
I have State Farm now. Use to have Hagerty and other “collectors” car insurance till I realized it’s useless to me as I wanna drive my Buick when I want too! I honestly think “collectors car” insurance is another money making company that materialized like companies that pick up dog crap in your yard
